Mortgage Advice You Can Trust

Danielle McIntosh Baggiarini,

Mortgage Expert

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Providing you with the very BEST mortgage options to suit YOUR unique and individual needs. 

Finding the best mortgage can be frustrating. It doesn't have to be when you follow my 3 step plan.

Get started right away

The best place to start is to connect with me directly. My commitment is to listen to your needs, assess your financial situation, provide professional mortgage advice, and guide you through the mortgage process.

Get clarity

Sorting through all the different mortgage lenders, rates, terms, and features can be overwhelming. Let me cut through the noise. I'll outline the best mortgage products available with your needs in mind.

Proceed with confidence

My goal is to make sure you know exactly where you stand at all times. From your initial application through your mortgage renewal, I'm available to answer any questions for as long as you need a mortgage. I've got you covered.

Danielle McIntosh Baggiarini

I am a licensed mortgage broker in BC. My experience and expertise have allowed me to work with a diverse set of clients. I arrange mortgages for couples, singles, or families who are either purchasing their very first home, upsizing, downsizing, or purchasing an investment property / vacation home. I also facilitate refinances to consolidate high interest debt, finance tuition, vacations, contribute to investments, or add a home equity line of credit. I am your advocate helping you get a mortgage that fits your lifestyle and financial goals, I will also be following up with you for the duration of your term to make sure you are happy.


I have been a licensed mortgage broker since 2015, and I’ve learned from some of the best mentors in the industry.

I offer a free, no-obligation consultations where you can ask me your mortgage financing questions. Click Below To Book It.

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Nice things people have said about working with me.

Get started by completing my online mortgage application.

I'll let you know exactly where you stand so you can proceed with confidence.

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Mortgage articles to keep you informed.

Modern apartment building with balconies, landscaped walkway, and a person walking on a rainy day.
By Danielle McIntosh • November 11, 2026
Facing a strata special levy in BC? Explore savings, HELOC and refinance options, plus the documents to gather before arranging financing.
Two people reviewing a document at a kitchen table with a laptop, coffee mug, and mountain view in the background
By Danielle McIntosh • November 4, 2026
Can you switch mortgage lenders without another stress test? Learn how uninsured straight switches work in BC and what lenders still review.
By Danielle McIntosh • October 28, 2026
On October 28, 2026, the Bank of Canada raised its key interest rate by 0.25%, bringing it to 2.5%. If you have a mortgage, are shopping for a home, or have a renewal coming up, this decision matters. Here is a plain-language look at what changed, why it happened, and what it could mean for you.
Modern apartment building with balconies, landscaped walkway, and a person walking on a rainy day.
By Danielle McIntosh • November 11, 2026
Facing a strata special levy in BC? Explore savings, HELOC and refinance options, plus the documents to gather before arranging financing.
Two people reviewing a document at a kitchen table with a laptop, coffee mug, and mountain view in the background
By Danielle McIntosh • November 4, 2026
Can you switch mortgage lenders without another stress test? Learn how uninsured straight switches work in BC and what lenders still review.
By Danielle McIntosh • October 28, 2026
On October 28, 2026, the Bank of Canada raised its key interest rate by 0.25%, bringing it to 2.5%. If you have a mortgage, are shopping for a home, or have a renewal coming up, this decision matters. Here is a plain-language look at what changed, why it happened, and what it could mean for you.
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